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NRI Taxation
Residency, ITR filing, TDS, DTAA, Schedule FA — for NRIs and OCIs based overseas.
See approach→The blueprint for global Indians
Clear plans for tax, money and returning home — from a CA who wrote the book.
NRI Blueprint is the specialist decision platform for NRI tax, FEMA, property and India entry. Corridor-specific advice, authored by a practicing FCA — not generic CA boilerplate.
Led by Regi Tom Antony · CA / FCA · MBA (Australia) · ACMA (UK) · CGMA (AICPA, USA) · CISA (USA) · Backed by RTA & Associates, est. 1997.
From the author of NRI Tax Blueprint 2025
Regi Tom Antony, FCA — a practicing Chartered Accountant who advises NRIs, OCIs and returning founders on the same questions every week. Every page here is drawn from the book and live engagements, not stock copy.
Get the book
NRI Tax Blueprint 2025
Your essential guide to NRI tax, FEMA and succession planning.
Buy on Amazon→20+ yrs
global financial practice
500+
NRI families advised
5
international qualifications
30+ yrs
firm legacy (since 1997)
12+
country corridors covered
Figures reflect aggregate RTA & Associates client engagements, 1997–2025; individual outcomes vary.
01 · Start with the question
What brought you here today?
Pick the situation closest to yours. We'll take you straight to the framework, not a marketing page.
I'm moving back
Planning your return to India
RNOR window, asset migration, account redesignation, the 182-day test.
Open the framework →I own property in IndiaSelling or managing Indian property
Lower-TDS certificate, capital gains, 15CA/CB and clean repatriation.
Open the framework →I hold an OCIOCI, FEMA & residency
What OCI does and doesn't change for tax, banking and inheritance.
Open the framework →I'm building in IndiaNRI founders & global Indians
Inward FDI, ESOPs across borders, profit repatriation and structure.
Open the framework →I need to plan inheritance & successionWills, inherited property & succession
Wills, inherited property, FEMA, probate and repatriation for heirs across borders.
Open the framework →Why this exists
Because most NRI decisions are connected.
A property sale is not just a property issue. It is also a TDS issue, a FEMA issue and often a repatriation issue. A move back to India is not just a relocation decision. It is also an RNOR, banking, tax-residency and compliance decision.
NRI Blueprint exists to connect those moving parts and help global Indians get the sequence right — before mistakes become costly.
See how advisory works →02 · Core Practice
Six specialisms.
One coherent blueprint.
Every NRI question maps to one of six connected areas. We work each one with the same authored rigour — and stitch the answers into a single plan you can actually act on.
02
OCI / FEMA & Repatriation
RNOR window, the 182-day test, asset migration and the April 2026 deadline.
See approach→03
Property & Inheritance
Property sale, lower-TDS certificate, capital gains and repatriation under FEMA.
See approach→04
Return Planning & RNOR
OCI status, PAN/Aadhaar, NRE-NRO routing and FEMA compliance for everyday moves.
See approach→05
NRI Founders & Startups
Entity setup, FDI route, GIFT City, transfer pricing and Virtual CFO support.
See approach→06
Succession & Estate Planning
Wills, inherited property, FEMA, probate and cross-border repatriation for heirs
See approach→Read first
Not ready to book? Read the framework first.
The Blueprint library covers the questions that bring most NRIs here. Start there.
03 · Authored Authority
Expertise you can read, verify and trust.
Most "NRI services" pages on the internet are marketing copy. Ours are excerpts. Regi Tom Antony is a Fellow of the Institute of Chartered Accountants and the author of the NRI Tax Blueprint — the same framework that powers every engagement here.
About the Author→"If you're returning to India in the next 2–3 years, your RNOR window can save you significant tax — here's how to plan it."
04 · The Engagement
From first question to filed return — a structured path.
01Step
Tell us the situation
A short brief — country, life stage, the move you're considering.
02Step
Strategy call with Regi
Direct conversation with the FCA, not an intake desk. Specific, on the record.
03Step
Your blueprint
A written plan: what to do, when, with which form. Checklists, not jargon.
04Step
Execution & filings
We execute filings and coordinate with your bank, broker or lawyer end-to-end.
On the record
What clients say after the plan ships.
“Regi mapped out the RNOR window before I moved and saved us nearly two years of needless India tax on our US brokerage. The plan was written, dated, and exactly what I needed.”
Recovered USD 38k in pre-empted tax via RNOR sequencing.
Figures reflect aggregate RTA & Associates client engagements, 1997–2025; individual outcomes vary.
Anand R.
Tech founder, returning from California
USA → India
“We sold our Bengaluru flat from Dubai. The Section 197 lower-deduction certificate alone freed up ₹42 lakh of working capital while the sale closed. No other CA we spoke to even raised it.”
TDS reduced from 14.95% to 4.1% via Form 13.
Figures reflect aggregate RTA & Associates client engagements, 1997–2025; individual outcomes vary.
Farah K.
Investment banker, Dubai
UAE → India
“Clear, direct, on the record. Regi told us what would and wouldn't work — and exactly what the next filing was. No upsell, no fog.”
Priya & Mahesh S.
Doctors, NHS, planning return
UK → India
Free Resources
Start with the written playbooks.
Eleven corridor-specific PDFs — checklists, RNOR frameworks and the first 100 days home. Free. From the author of the NRI Tax Blueprint.
Checklist · 12 pages
NRI Tax Checklist 2026
Residency, RNOR, DTAA and the filings that change the year you return. Updated for AY 2026-27.
Playbook
The Ultimate Repatriation Guide
FEMA, RBI reporting, NRO→foreign remittance limits and the paper trail that keeps it clean.
Toolkit
Returned NRI Toolkit — First 100 Days
Day-by-day moves once you land: bank reclassification, broker accounts, PAN/Aadhaar, ITR setup.
05 · Corridors
Advice framed by where you actually live.
DTAA, residency tests and FEMA reporting differ by corridor. We keep current playbooks for the eight largest NRI populations.
Tell us the situation. We'll send back the next step.
One strategy call is usually enough to know what to do. No subscriptions, no upsells — just a written plan from the author.
Newsletter
The NRI Blueprint briefing.
One email a fortnight. Corridor updates, deadline alerts, and one written framework worth your inbox.